Rental Car Insurance

You're in the process of renting a car when the clerk asks you if you'd like to purchase rental car insurance. It's just a few dollars more per day and it will protect you from having to pay for any damages that are incurred during your trip. Like many people, you're probably trying to save as much money as possible.  Your first thought might be to probably disregard the insurance. After all, you're a safe driver and you don't foresee anything happening to this nice car that you're about to take loan of. But stop and think for a minute. What if something does go wrong? What if another driver suddenly runs into you? What if the freeway overhead collapses? What if there's a tornado or some other act of nature? Are you sure you want to risk having something happen to the car? This could cost you much more in the long run. You may want to rethink your initial plan of disregarding the rental car insurance and reconsider. It's not that much more and you'll be assured knowing you're protected.

Don't Just Check The Box On The Form

Before you sign up for the additional rental car insurance, ask what items it covers. It may be easy to just check the box stating that you want the rental car insurance but what if it doesn't cover certain things? For instance, some rental car insurance won't protect you from acts of nature such as hurricanes or floods. They'll only protect you if you're hit by another car or something similar. You want to be completely cerain before you sign up for the rental car insurance so that you know exactly what you're paying for.

How Much Will It Cost?

Usually, when you rent a car, the process is so quick that you're at the desk for a few minutes and the next thing you know, you're out the door and ready to go. Unfortunately, it's usually not until you return the car that you're bombarded with all these fees and extra charges you weren't aware of to begin with. Don't make the process of signing up for the rental car insurance a quick deal. Take your time and ask plenty of questions. Make certain that you get them all answered. And if you are not sure about any of the answers, ask again. How much is the rental car insurance going to cost you? Is it accrued each day or is it bundled in one simple package? You don't want any surprises awaiting you when you drop the car off so make sure you are clear on everything the first time. Also, if the is a disagreement between what you are told verbally and what the written terms state, ignore what is verbally stated to you. Courts are only going to care about what is written.

Renting a car can be a fun experience. After all, you get to try out a new car for a little while and you can run up miles on a car that you don't even own. However, accidents can always happen (that's why they're called accidents) and you don't want to pay for any damages that can occur if you don’t have to. If you want to have the peace of mind in knowing that you're well covered in case the unthinkable actually does happen, be sure to sign up for the extra rental car insurance.